Inland Marine Insurance: Protecting Your Mowers, Tools & Equipment
Why your auto policy won't replace stolen equipment and how to schedule items correctly.
Run a tree service or take on trimming jobs? Our tree trimmer insurance guide explains $0 Down® liability built for crews who work at height.
Get a free $0 Down® indication
Simple monthly payments. High-hazard appetite for landscapers and tree trimmers in all 50 states. An indication is not a binder.
Tree crews: see $0 Down® tree trimmer liability.
Get a Free IndicationInland marine (also called contractors equipment) covers equipment in transit, at the job site, or stored off-premises — exactly where most landscape gear lives.
What to Schedule
- Stand-on and zero-turn mowers
- Stump grinders and chippers
- Backpack blowers, trimmers, chainsaws
- Skid steers and mini-excavators
- Spray rigs
Two Forms
- Scheduled — list each item with serial number, replacement cost
- Blanket — flat limit (e.g., $25,000) covering anything under $5,000 per item
Most landscape contractors need both: scheduled for big-ticket equipment, blanket for small tools.
Request inland marine quotes from multiple carriers.
Working around trees? Read our guide to tree trimmer insurance, or get a free $0 Down® indication in a couple of minutes.
Get a free $0 Down® indication
Simple monthly payments. High-hazard appetite for landscapers and tree trimmers in all 50 states. An indication is not a binder.
Tree crews: see $0 Down® tree trimmer liability.
Get a Free Indication$0 Down® liability insurance for landscapers and tree trimmers.
Designed to protect your reputation. Landscapers and tree trimmers in all 50 states. One short form.