The problem: the job won't wait for a certificate
Across Louisiana, general contractors, property managers, and municipalities want proof of liability coverage before your crew rolls onto the site. Landscapers, tree trimmers, and outdoor contractors do work that carries real hazard — chainsaws, chippers, mowers, heavy equipment, storm cleanup, and work right next to homes and buildings.
The trouble is cashflow. A large up-front premium check can stall a growing crew right when the work is lining up. Many cheap online markets also shy away from high-hazard outdoor work, leaving good contractors without a clear path to coverage.
The guide: a clear path for Louisiana crews
FLASLA is Florida-rooted, but our insurance program serves contractors in all 50 states — Louisiana included. Insurance products are offered through licensed broker partners EZBind / Edemnify, who work with landscapers, tree trimmers, and outdoor contractors every day.
With $0 Down®, eligible accounts spread coverage across twelve simple automatic monthly payments on the card you choose. That means million-dollar limits without draining the cash you need for payroll, fuel, and equipment. Our high-hazard appetite covers the work you actually do: tree trimming and removal, storm response, landscape installation, lawn maintenance, hardscape, and irrigation. Learn more in our tree trimmer insurance guide.
The plan: three simple steps
- 1. Request a free indication. Use the homepage quote form to share your zip code, type of work, crew, and revenue.
- 2. Review it with a licensed agent. An agent walks you through the non-binding indication and gathers anything underwriting still needs.
- 3. Bind only after approval. Coverage starts only after underwriting approval, your acceptance of the final terms, and eSignature when approved.
An indication is not a binder
Built into every quote. Designed to protect your reputation.
Your free indication is a non-binding estimate, not a binder or confirmation of coverage. Review the actual terms, conditions, limits, and exclusions with your licensed agent — the quote and policy documents control how coverage applies.
Get a Free IndicationLouisiana contractor insurance FAQs
How much does contractor liability insurance cost in Louisiana?
It depends on your work mix, crew size, revenue, experience, and limits. Request a free indication on the homepage for a personalized estimate. An indication is not a binder.
Is $0 Down® available for Louisiana contractors?
Eligible accounts can use $0 Down® with twelve simple automatic monthly payments. Request an indication to confirm how it applies to your crew.
Do you cover tree trimmers and landscapers in Louisiana?
Yes. We help Louisiana landscapers, tree trimmers, and outdoor contractors explore general liability with a high-hazard appetite as part of our all-50-states program.
What does 'Designed to protect your reputation' mean?
Built into every quote. Designed to protect your reputation. Exact coverage terms, exclusions and limits are shown in your indication and policy documents. An indication is not a binder.
Does submitting the form start my coverage?
No. The form requests a free, non-binding indication. Coverage begins only after underwriting approval, your acceptance of final terms, and eSignature when approved.
Indications are not binders. Insurance products offered through licensed broker partners EZBind / Edemnify.