Irrigation Contractor Insurance: Cut Lines, Backflow & Underground Risk
The Sunshine 811 problem and why irrigation contractors need both GL and a utility-strike rider.
Run a tree service or take on trimming jobs? Our tree trimmer insurance guide explains $0 Down® liability built for crews who work at height.
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Simple monthly payments. High-hazard appetite for landscapers and tree trimmers in all 50 states. An indication is not a binder.
Tree crews: see $0 Down® tree trimmer liability.
Get a Free IndicationUnderground utility strikes are the single largest GL claim source for Florida irrigation contractors. Damaging a fiber line can cost $40,000+ in repair plus business-interruption claims.
What to Carry
- $1M/$2M GL with explicit XCU coverage (eXplosion, Collapse, Underground)
- Inland marine for trenchers and pull plows
- Pollution endorsement for fertigation systems
- Workers' comp 5183
Always call Sunshine 811 — but also carry the right policy.
Compare irrigation contractor quotes here.
Working around trees? Read our guide to tree trimmer insurance, or get a free $0 Down® indication in a couple of minutes.
Get a free $0 Down® indication
Simple monthly payments. High-hazard appetite for landscapers and tree trimmers in all 50 states. An indication is not a binder.
Tree crews: see $0 Down® tree trimmer liability.
Get a Free Indication$0 Down® liability insurance for landscapers and tree trimmers.
Designed to protect your reputation. Landscapers and tree trimmers in all 50 states. One short form.