Lawn Maintenance Insurance: Coverage for Mowing & Mosquito Control
The basics every Florida lawn care company needs and the $300/year mistake we see most often.
Run a tree service or take on trimming jobs? Our tree trimmer insurance guide explains $0 Down® liability built for crews who work at height.
Get a free $0 Down® indication
Simple monthly payments. High-hazard appetite for landscapers and tree trimmers in all 50 states. An indication is not a binder.
Tree crews: see $0 Down® tree trimmer liability.
Get a Free IndicationLawn maintenance is the lowest-hazard landscape class — but uninsured equipment theft and rock-through-window claims still happen weekly.
Minimum Stack
- $1M/$2M general liability (~$600/yr)
- Inland marine for mowers and trailers
- Commercial auto on the truck
- Workers' comp once you hit 4 employees
The $300 Mistake
Most lawn-care startups buy GL only and skip inland marine. One stolen Ferris later, they realize their auto policy excludes equipment off the truck.
See what coverage runs in the insurance cost guide, then request a free $0 Down® indication — twelve automatic monthly payments, no obligation.
Working around trees? Read our guide to tree trimmer insurance, or get a free $0 Down® indication in a couple of minutes.
Get a free $0 Down® indication
Simple monthly payments. High-hazard appetite for landscapers and tree trimmers in all 50 states. An indication is not a binder.
Tree crews: see $0 Down® tree trimmer liability.
Get a Free Indication$0 Down® liability insurance for landscapers and tree trimmers.
Designed to protect your reputation. Landscapers and tree trimmers in all 50 states. One short form.