Pest Control & Chemical Applicator Insurance in Florida
Pollution exclusions, applicator endorsements, and what FDACS-licensed firms must carry.
Run a tree service or take on trimming jobs? Our tree trimmer insurance guide explains $0 Down® liability built for crews who work at height.
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Simple monthly payments. High-hazard appetite for landscapers and tree trimmers in all 50 states. An indication is not a binder.
Tree crews: see $0 Down® tree trimmer liability.
Get a Free IndicationStandard CGL policies exclude pollution. For Florida pest control operators, that means a contaminated lawn or sick pet from a misapplied product is not covered without an applicator endorsement.
Required Coverages
- Pesticide/Herbicide Applicator endorsement on GL
- Care, Custody & Control for indoor work
- Commercial auto with pollution
- Workers' comp under code 9014 (pest control)
FDACS-licensed firms should carry $1M minimum, with $2M strongly recommended for commercial accounts.
Request pest control quotes from Florida specialty markets.
Working around trees? Read our guide to tree trimmer insurance, or get a free $0 Down® indication in a couple of minutes.
Get a free $0 Down® indication
Simple monthly payments. High-hazard appetite for landscapers and tree trimmers in all 50 states. An indication is not a binder.
Tree crews: see $0 Down® tree trimmer liability.
Get a Free Indication$0 Down® liability insurance for landscapers and tree trimmers.
Designed to protect your reputation. Landscapers and tree trimmers in all 50 states. One short form.